Youth Account Services

Youth Account Services

Embark on a journey of financial empowerment with Credit Union of the Rockies’ specialized youth accounts. Whether your young explorer is a Mini Mountaineer (ages 0-12) just starting their financial journey, a Peak Pathfinder (ages 13-17) taking the lead in their financial adventure, or a Mountain Maverick (ages 18-24) forging their financial future, we’re here to guide them every step of the way toward financial wealth and independence!

Baby Savings Account (ages 0-12 months)

Start building a solid foundation for your little one’s financial future with our Baby Savings Account. From the earliest stage of life, we’re here to help you begin saving and investing for your child’s bright future ahead.

Benefits of a Baby Savings Account:

  • $5.00 minimum deposit required for membership is paid for by Credit Union of the Rockies.
  • Free access to coin machines (available at all our branch locations)
  • Eligible to open Early Saver Certificates: a 12-month CD that offers our highest rate available at the time it’s opened.
  • Eligible for $25 Deposit Match: Open a new savings account and make an initial deposit at the time of account opening and we will match your opening deposit up to $25!*

Mini Mountaineers Savings Account (ages 0-12 years)

Teach your child the importance of saving and reaching new heights early on with our specially designed savings account for young adventurers aged 0 to 12 years old.

Benefits of a Mini Mountaineers Savings Account:

  • Only a $5.00 minimum deposit is required for membership
  • Free access to coin machines (available at all our branch locations)
  • Eligible to open Early Saver Certificates: a 12-month CD that offers our highest rate available at the time it’s opened. 
  • Eligible for $25 Deposit Match: Open a new savings account and make an initial deposit at the time the account is established and we will match your opening deposit up to $25!*

Peak Pathfinders Savings & Checking Accounts (ages 13-17 years)

Get ready to chart your financial course with our Peak Pathfinders Savings Account, tailored specifically for adventurous teens aged 13 to 17 years old.

Benefits of a Peak Pathfinders Savings Account:

  • Only a $5.00 minimum deposit is required for membership
  • Free access to coin machines (available at all our branch locations)
  • Free Visa® Debit Card (with parent or guardian co-signer)
  • Checking account available (with parent or guardian co-signer)
  • Eligible to open Early Saver Certificates: a 12-month CD that offers our highest rate available at the time it’s opened. 
  • Eligible for $25 Deposit Match – Open a new savings and/or checking account and make an initial deposit at the time of account opening and we will match your opening deposit up to $25!*

Mountain Mavericks Savings & Checking Accounts (ages 18-24 years)

Forge your path to financial freedom with our Mountain Mavericks Savings and Checking Accounts, intended for bold young adults aged 18 to 24 years old.

Benefits of a Mountain Mavericks Savings and Checking Account:

  • Only a $5.00 minimum deposit is required for membership
  • Free access to coin machines (available at all our branch locations)
  • Free Visa® Debit Card
  • Checking account available
  • Eligible to apply for a Visa® Credit Card
  • Eligible to apply for an auto loan
  • Eligible to open Early Saver Certificates: a 12-month CD that offers our highest rate available at the time it’s opened.

Ready to unleash your financial potential? Whether you’re a parent looking to secure your child’s future or a young adult ready to take control of your financial journey, our specialized accounts are designed to help you start strong. Open an account today and discover the world of financial empowerment!

Contact us by calling 303-273-5200, emailing cu-rockies@cu-rockies.org, or visiting your nearest branch location to open your new account.

*Membership and account qualifications apply. APY= Annual Percentage Yield. Rates are effective as of April 1st, 2024, and subject to change at any time. Membership Savings has a 0.05% APY. Limit to one deposit match bonus per member. Must be 0 to 17 years of age. Offer valid for new accounts only and primary share must be established. Only Mini Mountaineers Savings Accounts, Peak Pathfinders Savings Accounts, and Peak Pathfinders Checking Accounts qualify for the bonus. All other accounts are not eligible to receive the bonus. A deposit match of up to a maximum of $25.00 will be deposited into the new account by Credit Union of the Rockies after the initial $5.00 opening deposit has been made. Only the amount over the $5.00 opening deposit qualifies for the match. The deposit match will be deposited into the new account within 30 days of account opening. Accounts must remain open for 90 days or a $25.00 Account Closure Fee will be applied. The offer may expire at any time.