Privacy Policy

WHAT DOESCREDIT UNION OF THE ROCKIES DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • transaction or loss history and credit history
When You are no longer Our member, We continue to share Your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Credit Union of the Rockies chooses to share and whether You can limit this sharing.
Reasons we can share your personal information Does the Credit Union share? Can you limit this sharing?
For Our everyday business purposes - such as to
process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or
report to credit bureaus		 YES NO
For Our marketing purposes - to offer Our products
and services to You		 YES NO
For joint marketing with other financial companies YES NO
For Our affiliates' everyday business purposes -
information about Your transactions and experiences		 NO We don’t share
For Our affiliates' everyday business purposes -
information about Your creditworthiness		 NO We don’t share
For non-affiliates to market to You NO We don’t share

Mobile Considerations

Privacy Policy:

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Disclaimer: 

By providing my phone number to Credit Union of the Rockies, I agree and acknowledge that Credit Union of the Rockies may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you will be able to opt-out by replying “STOP”. 
 

Questions?

  • Call us at: (303) 273-5200
  • or go to www.cu-rockies.org
  • or visit Us at: 1010 Johnson Road, Golden, CO 80401

What we do

How does Credit Union of the Rockies protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files
and buildings

How does Credit Union of the Rockies collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • provide account information or make a wire transfer
  • give Us Your contact information

We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about Your creditworthiness
  • affiliates from using Your information to market to You
  • sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Credit Union of the Rockies does not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Credit Union of the Rockies does not share with non-affiliates so they can market to You.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to You.

  • Our joint marketing partners include investment and insurance companies.

Revised 09/2018