Home Equity Loans

Your home is one of the best resources you have to obtain cash for big purchases, home remodels and even your child’s education. Credit Union of the Rockies offers a wide variety of home equity products to help you achieve your financial dreams!

Second Mortgages
We also have fixed-rate second mortgage loans with the same streamlined process.

  • Competitive rates

  • Loan terms up to 20 years*

  • Can finance up to 90% of your home’s value

  • No pre-payment penalties

Home Equity Line of Credit
Now you can use the equity your home has earned to establish a line of credit. Use these funds to accomplish many of your goals from renovation and short-term financing to debt consolidation and tuition.

If you need cash to create a special wedding, anniversary or just want to consolidate your debts, a Home Equity Line Of Credit (HELOC) is one of the most practical ways to go. You can have peace of mind with a home equity line of credit for home improvements, college expenses or even vacations. Now's the time to enjoy our low rates and have more cash on hand! Contact your closest CUR branch to apply.

Why should I choose a Credit Union of the Rockies Home Equity Line of Credit?

  • No annual fee
  • Competitive rates as low as 6.00% APR***
  • Possible tax deductions (check with your tax advisor)
  • Easy to apply though online banking if you are a member. Not a member? Come in to any branch or give us a call at 800-344-9385.

Apply Online  View Rates

*Terms and financing determined by borrower’s credit qualifications.

Prime -0.25% APR is available with combined loan to value (LTV) of no more than 80%, and is subject to credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 6.25% as of 09/22/2022. Closing costs will be waived on owner-occupied property loans. No closing costs except appraisal if needed.  This offer is not valid with any other discounts and may be withdrawn at any time. Interest may be tax-deductible, consult your tax advisor.

***APR = Annual Percentage Rate