Mortgage Loans

Centennial Lending

Credit Union of the Rockies has teamed up with Centennial Lending to get you in the home of your dreams by taking advantage of the wide range of mortgage products offered by Credit Union of the Rockies. Whatever your home loan goals are, we and our partner Centennial Lending can make it happen with experienced loan officers and local loan decisions. 

Now is the time to lock in that low interest rate on a new home mortgage or refinance.  Rates are still at historic lows but are going up fast. View Centennial Lending’s current rates for the home loan that’s right for you and to apply through a simple online application.

Check Rates

Whether you're buying your first home, upgrading to your dream home, or just want to refinance your existing mortgage to better suit your budget and financial goals, Centennial Lending has the right loan options for your situation. CLICK HERE to view all Centennial Lending home mortgage options available.

Our pre-approval process gives you the peace of mind to go to an open house or meet with your realtor knowing your home loan has been pre-approved. Thinking about refinancing?  Credit Union of the Rockies offers a wide range of mortgage products to fit your needs, including: Fixed Rate Loans, Adjustable Rate Loans, FHA Loans, VA Loans, USDA loans, Investment Property loans and Jumbo Loans.  This is the way home mortgage lending is supposed to work! As an added benefit, our partner, Centennial Lending offers you the following mortgage resources:

Rate Quote   Online Application

Matt Odou
Mortgage Loan Consultant
NMLS #1993252
P: (303) 216-4220
F: (303) 216-4200

Centennial Lending is locally owned and operated in the Denver (Longmont) area, so you can count on them to provide outstanding service. We know that selecting a trusted lender comes down to more than just an interest rate.

Mortgage loan experts will work with you to ensure you get the best loan for your budget. We offer flexible terms and competitive interest rates. You can submit an application online or contact us any time at (720) 494-2757 to get started. We look forward to hearing from you!

We serve the following areas: All of Colorado, Wyoming, Arizona, Oklahoma, Oregon, Iowa, Idaho, New Mexico and Nebraska.

TruStage Homeowners Insurance

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.

Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven't compared home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.


TruStage™ is the marketing brand for the Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


CUR has lowered our rates!

  • Fixed rates as low as 6.16% APR*
  • You can be mortgage free in 10 years when you refinance your current home
  • Earn equity in your home quicker

If you’ve been waiting for the right time to refinance, THIS IS IT!


*Done-in-Ten Mortgage: This program is for refinances of first mortgages of single-family, owner-occupied detached dwellings. Rates as low as 6.16%* APR (Annual Percentage Rate) and may vary based on creditworthiness, collateral conditions and qualifications. All loans are subject to approval and rates, terms and conditions are subject to change without notice.

**Term available on Done-in-Ten Mortgage is 10 years. Contact the credit union for additional rates. Payment example: on a $150,000 loan for 120 months at 6.16% APR, monthly payments would be $1665.10. Payment does not include taxes or insurance.