Mortgage Loans

Unlock Your Dream Home with a Mortgage Loan from Credit Union of the Rockies

At Credit Union of the Rockies, we understand that one size doesn’t fit all. That’s why we offer a variety of mortgage loan options to suit your unique needs. Whether you’re a first-time homebuyer or looking to refinance, our competitive rates and personalized solutions will guide you through the process.

Whether you’re a first-time homebuyer or looking to refinance, we offer a wide range of mortgage products to fit your needs:

  • Fixed-Rate Loans
  • Adjustable-Rate Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Investment Property Loans
  • Jumbo Loans

Take the Next Step

Ready to take the next step towards your homeownership journey? Let’s work together to find a mortgage solution that fits you. Reach out to one of our dedicated team members by giving us a call at (303) 273-5200 or emailing us at, or you can start your application online.


TruStage Homeowners Insurance

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.

Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven't compared home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.


TruStage™ is the marketing brand for the Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


CUR has lowered our rates!

  • Fixed rates as low as 6.99% APR*
  • You can be mortgage free in 10 years when you refinance your current home**
  • Earn equity in your home quicker

If you’ve been waiting for the right time to refinance, THIS IS IT!


*Done-in-Ten Mortgage: This program is for refinances of first mortgages of single-family, owner-occupied detached dwellings. Rates as low as 6.99%* APR (Annual Percentage Rate) and may vary based on creditworthiness, collateral conditions and qualifications. All loans are subject to approval and rates, terms and conditions are subject to change without notice.

**Term available on Done-in-Ten Mortgage is 10 years. Contact the credit union for additional rates. Payment example: on a $150,000 loan for 120 months at 7.17% APR, monthly payments would be $1741.33. Payment does not include taxes or insurance.