Rates

Current Rates

Savings Rates
Account Type Minimum Deposit Dividend Rate % APY %*
Regular, Secondary, Business, Mini Mountaineers Shares $5.00 0.050 0.05
IRA Share Account $0.00 0.050 0.05
Holiday Club $0.00 0.100 0.10
Money Market
  Minimum Deposit Dividend Rate % APY %*
$2,500 - $9,999 *** 0.050 0.05
$10,000 - $24,999 *** 0.100 0.10
$25,000 - $49,999 *** 0.100 0.10
$50,000 + *** 0.150 0.15
Giddy Up Money Market $0 - $500 ***** 43.154 52.80

*APY = Annual Percentage Yield
***Accounts falling below $2,500.00 at any time during the month will not earn dividends.
*****Debit card must be used 5 times per calender month (checks do not count towards this number), must be signed up for E-Statements and Direct Deposit through your employer, only one free withdrawal per month from Giddy-UpTM money market account after which a $5 fee per withdrawal will be assessed. Interest will only be paid on the first $500. Accounts that do not meet the requirements will not earn interest.

Certificates & IRA Certificates **
Term Minimum Deposit Dividend Rate % APY % *
3 Month $500 0.050 0.050
6 Month $500 0.050 0.050
12 Month $500 0.050 0.050
18 Month $500 0.200 0.200
24 Month $500 0.300 0.300
36 Month $500 0.399 0.400
48 Month $500 0.499 0.500
60 Month $500 0.599 0.600
Baby-Jumbo Certificate Accounts**
6 Month Baby-Jumbo $50,000 0.050 0.050
12 Month Baby-Jumbo $50,000 0.050 0.050
24 Month Baby-Jumbo $50,000 0.300 0.300
48 Month Baby-Jumbo $50,000 0.499 0.500
60 Month Baby-Jumbo $50,000 0.599 0.600

*APY=Annual Percentage Yield
**Penalties for early withdrawal may apply