Rates

Current Rates

Savings Rates
Account Type Minimum Deposit Dividend Rate % APY %*
Regular, Secondary, Business, Mini Mountaineers Shares $5.00 0.050 0.05
IRA Share Account $0.00 0.050 0.05
Holiday Club $0.00 0.100 0.10
Money Market
  Minimum Deposit Dividend Rate % APY %*
$2,500 - $9,999 *** 0.050 0.05
$10,000 - $24,999 *** 0.100 0.10
$25,000 - $49,999 *** 0.100 0.10
$50,000 + *** 0.150 0.15
Giddy Up Money Market $0 - $500 ***** 43.154 52.80

*APY = Annual Percentage Yield
***Accounts falling below $2,500.00 at any time during the month will not earn dividends.
*****Debit card must be used 5 times per calender month (checks do not count towards this number), must be signed up for E-Statements and Direct Deposit through your employer, only one free withdrawal per month from Giddy-UpTM money market account after which a $5 fee per withdrawal will be assessed. Interest will only be paid on the first $500. Accounts that do not meet the requirements will not earn interest.

Certificates & IRA Certificates **
Term Minimum Deposit Dividend Rate % APY % *
3 Month $500 0.100 0.10
6 Month $500 0.150 0.15
12 Month $500 0.399 0.40
18 Month $500 0.449 0.45
18 Month *** Promotional CD $1,800 1.214 1.22
24 Month $500 0.599 0.60
36 Month $500 0.698 0.70
48 Month $500 0.897 0.90
50 Month *** Promotional CD $10,000 1.640 1.65
60 Month $500 1.095 1.10
Youth Add-On Certificate Account**
12 Month $25 0.499 0.50
Baby-Jumbo Certificate Accounts**
6 Month $50,000 0.200 0.20
12 Month $50,000 0.449 0.45
24 Month $50,000 0.648 0.65
48 Month $50,000 0.947 0.95
60 Month $50,000 1.145 1.15

*APY=Annual Percentage Yield
**Penalties for early withdrawal may apply
***Promotional CD rate for current members only.