Rates

Current Rates
All posted rates include all applicable discounts

Loan Rates
Loans	Term	Rate %	APR %*
New & Used Vehicles, Motorcycles**	60	3.74	3.74
Specialty Vehicles	60	6.74	6.74
RVs, Campers, Snowmobiles, and Motorhomes	84	4.99	4.99
MasterCard	N/A	8.99	8.99
Personal Loans	24	8.24	8.24
Home Equity LOC	180	4.25	4.25
Done in 10 Mortgage (1st lien position)	120	4.25	4.25
Fixed 2nd Mortgage - 10 yr****	120	4.99	4.99
Fixed 2nd Mortgage - 15 yr****	180	5.50	5.50
Overdraft LOC	N/A	21.00	21.00
Spire LOC	N/A	21.00	21.00

*APR = Annual Percentage Rate
**Terms up to 84 months available upon request. Contact a loan officer for details. Rate includes all available discounts.
***Done in 10 Mortgage: This program is for refinances of first mortgages of single-family owner-occupied detached dwellings.
****Terms available on fixed 2nd mortgages range from 3 to 20 years.

Contact the credit union for additional rates. Rates are subject to change without notice. Loan rates and terms are dependent on credit qualifications. Loan rates listed are the lowest APR for well qualified borrowers and include all available discounts.