Rockies Rapid Cash Loan

When life happens, we’re here for you. Whether you need a little extra cash to cover monthly bills, emergency car repairs, groceries, or anything in between, a Rockies Rapid Cash Loan can help.

With Rockies Rapid Cash, you can access the funds you need in under 60 seconds, with no credit check required!

Here’s How It Works:

  • Loan amounts from $250 to $2,000 available
  • No credit check or minimum credit score required. Other eligibility requirements apply*
  • Fast and simple application, only available through Credit Union of the Rockies website
  • Available 24/7
  • Funds are immediately deposited into your Credit Union of the Rockies account upon approval

Requirements and Eligibility:

  • Must be 18 years or older
  • Must be a member for at least 6 months
  • Account must be in good standing with Credit Union of the Rockies*
  • Must have a reoccurring deposit history or other benefits
  • Your loan payment will automatically be deducted from the account where the loan funds are deposited and will be withdrawn on the date selected at the time of application.
  • $35.00 application fee**
  • 16.00% APR***
  • Only allowed one Rockies Rapids Cash loan at a time

Start My Application

FAQs

What is the maximum amount I can borrow?

The maximum amount you can borrow is $2,000.00

Are there any fees?

Yes. There is a $35.00 application fee that will be collected at the time of your application. The application fee is non-refundable.

Since my credit report or score is not considered, how is the loan evaluated for approval?

When evaluating your application, a loan decision takes into consideration your membership, including factors such as payment history and deposit activity. You must be 18 years or older and the primary member of the account to qualify. This product is not available to joint account holders.

Can I have more than one Rockies Rapid Cash loan at a time?

No. Members are only allowed to have one Rockies Rapid Cash loan at a time.

Can I still apply for a Rockies Rapid Cash loan if I already have a Winter WonderLoan open at CUR?

Yes. You can have a Winter WonderLoan and a Rockies Rapid Cash loan open at the same time.

What if I don't get approved for a Rockies Rapid Cash loan?

If your application is not approved, a representative from the credit union will reach out to you to discuss other loan options that might be a better fit.

How will I receive my loan proceeds?

If approved, your loan will be deposited into the account you designated during the application process.

Can I apply in a branch or by phone?

No. Rockies Rapid Cash is only available from our website.

How do my payments work?

Your loan payment will automatically be deducted from the account where the loan funds are deposited and will be withdrawn on the date selected at the time of application.

Can I fund my loan in a branch?

No. If approved, proceeds will be deposited into your Credit Union of the Rockies account at the time of the application.

Disclosures

APR= Annual Percentage Rate. Must be 18 years or older, individual borrowers or primary account holders only, and must be a Credit Union of the Rockies member for a minimum of 6 months to apply. Non-Individual accounts are not eligible. Loan application and approval required. Maximum of one (1) Rockies Rapid Cash loan open per primary account holder. A fee of $35 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 24 months. An APR of 16.00% will be applied. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Other restrictions may apply; see Credit Union for details. All loans are subject to approval.
*When evaluating your application, a loan decision takes into consideration your membership, including factors such as payment history and deposit activity.
**Fee will be collected at the time of the application from your Credit Union of the Rockies account and must be available funds. The fee will be collected regardless of the loan decision.
***Subject to eligibility and approval