Fee Schedule
Account Fees
Account closure within 30 days of opening |
$25.00 |
Dormant account (no activity in 365 days) |
$5.00 / month |
Returned mail / Wrong address |
$5.00 / month |
Garnishment / Levy |
$75.00 / each |
Holiday Club Withdrawal |
|
One free per year, each additional withdrawal |
$5.00 / each |
Giddy-Up |
|
One free per month, additional withdrawal |
$5.00 / month |
Notary service for members |
no charge |
for non-members |
$5.00 |
Payment Vacation Fee |
$35.00 |
Account Renumber Fee |
$32.00 |
Loan Fees
Subordination Agreement |
$150.00 |
Internal Refinance (waived for adding $1k to consumer and $5k to mortgage loans of new money) |
$150.00 |
ESSDL Application Fee |
$15.00 |
Loan modification/extnesion fee |
$35.00 |
Business Account Fees
SPIRE Business Checking |
$20.00 / Month |
ATM / MasterCard Services
Empty ATM envelope deposit |
$32.00/each |
Card rush service |
|
Debit or MasterCard credit card |
$35.00 |
Debit or credit card replacement (non-fraud) |
$20.00 |
Cash advance |
|
CUR member, non CUR card |
$5.00 |
Non member |
$15.00 |
Re-issue PIN (one free per year) |
$5.00 |
Late payment MasterCard credit card |
$15.00 |
Foreign Transaction Fee |
1% of transaction |
Non-COOP ATM Fee |
$3.00 / transaction |
Research / Copy
Share draft copy |
$2.00 / item |
Free with E-Banking |
|
Statement Copies |
$5.00 / statement |
Account research / balancing |
$75.00 / hr |
Paper Statement Fee (Effective 1/1/2015) |
$3.00/month |
Returned Item & Stop Payment(s)
ACH Return Item |
$32.00 / item |
NSF Return Item |
$32.00 / item |
Courtesy Pay Item |
$32.00 / item |
Uncollected Item |
$32.00 / item |
Returned Bill-Pay Item |
$32.00 / item |
Returned Item |
$32.00 / item |
Self to Self Returned Item |
$32.00 / item |
Check Deposit Return |
|
Shared Branch Item |
$32.00 / item |
Stop Payments |
|
Lost/Stolen (no charge if police report is provided) |
$32.00 / item |
Single Check |
$32.00 / item |
ACH |
$32.00 / item |
Negotiable Instruments & Wire Transfers
CU Official Check |
$3.00 / each |
Temporary Checks |
$2.00 per sheet of four |
Money Orders - up to $1,000 |
$3.00 / each |
Incoming Wire |
$10.00 / each |
Outgoing Wire Domestic |
$20.00 / each |
***Cashing ON-US Check (Golden Branch) = $0.99/each
****Use of Coin Machine = $0.99/each