Fee Schedule
Account Fees
|
Account closure within 30 days of opening |
$25.00 |
|
Dormant account (no activity in 365 days) |
$5.00 / month |
|
Returned mail / Wrong address |
$5.00 / month |
|
Garnishment / Levy |
$75.00 / each |
|
Holiday Club Withdrawal |
|
|
One free per year, each additional withdrawal |
$5.00 / each |
|
Giddy-Up |
|
|
One free per month, additional withdrawal |
$5.00 / month |
|
Notary service for members |
no charge |
|
for non-members |
$5.00 |
|
Payment Vacation Fee |
$35.00 |
|
Account Renumber Fee |
$32.00 |
Loan Fees
|
Subordination Agreement |
$150.00 |
|
Internal Refinance (waived for adding $1k to consumer and $5k to mortgage loans of new money) |
$150.00 |
|
ESSDL Application Fee |
$15.00 |
|
Loan modification/extnesion fee |
$35.00 |
Business Account Fees
|
SPIRE Business Checking |
$20.00 / Month |
ATM / MasterCard Services
|
Empty ATM envelope deposit |
$32.00/each |
|
Card rush service |
|
|
Debit or MasterCard credit card |
$35.00 |
|
Debit or credit card replacement (non-fraud) |
$20.00 |
|
Cash advance |
|
|
CUR member, non CUR card |
$5.00 |
|
Non member |
$15.00 |
|
Re-issue PIN (one free per year) |
$5.00 |
|
Late payment MasterCard credit card |
$15.00 |
|
Foreign Transaction Fee |
1% of transaction |
|
Non-COOP ATM Fee |
$3.00 / transaction |
Research / Copy
|
Share draft copy |
$2.00 / item |
|
Free with E-Banking |
|
|
Statement Copies |
$5.00 / statement |
|
Account research / balancing |
$75.00 / hr |
|
Paper Statement Fee (Effective 1/1/2015) |
$3.00/month |
Returned Item & Stop Payment(s)
|
ACH Return Item |
$32.00 / item |
|
NSF Return Item |
$32.00 / item |
|
Courtesy Pay Item |
$32.00 / item |
|
Uncollected Item |
$32.00 / item |
|
Returned Bill-Pay Item |
$32.00 / item |
|
Returned Item |
$32.00 / item |
|
Self to Self Returned Item |
$32.00 / item |
|
Check Deposit Return |
|
|
Shared Branch Item |
$32.00 / item |
|
Stop Payments |
|
|
Lost/Stolen (no charge if police report is provided) |
$32.00 / item |
|
Single Check |
$32.00 / item |
|
ACH |
$32.00 / item |
Negotiable Instruments & Wire Transfers
|
CU Official Check |
$3.00 / each |
|
Temporary Checks |
$2.00 per sheet of four |
|
Money Orders - up to $1,000 |
$3.00 / each |
|
Incoming Wire |
$10.00 / each |
|
Outgoing Wire Domestic |
$20.00 / each |
***Cashing ON-US Check (Golden Branch) = $0.99/each
****Use of Coin Machine = $0.99/each