In Touch Checking

Accessing your own money shouldn’t cost you and that’s why we offer In Touch Checking with no fees. The benefits of this account include a free Visa® debit card, unlimited check writing, free mobile, phone and online banking*, direct deposit and free bill pay.

  • No Minimum Balance
  • No Monthly Fee
  • Unlimited surcharge-free transactions at ALL CO-OP & Credit Union of the Rockies ATM's
  • Access to thousands of CO-OP Shared Branches nationwide
  • FREE
    • E-Statements
    • Mobile Banking*
    • E-Banking
    • Debit Card
    • Direct Deposit
    • Telephone Banking
    • Bill Pay

Giddy Up Account*

Every cent counts when you are working towards your savings goals. The Giddy Up account was created with this idea in mind. Every debit card purchase is rounded up to the next dollar and the difference is deposited into a high interest money market account. Our Giddy Up accounts allow you to save up to $500 at this high interest rate. Once your account reaches $500 you can move the funds in to a Share Certificate or other savings account to start saving again.

Open an Account


Credit Union of the Rockies Debit Card

Avoid the hassle of checks with a Credit Union of the Rockies Debit card. Linked directly to your checking account at Credit Union of the Rockies you will never have to wait for another check to clear. Visa® debit cards are accepted. With our debit cards, you won’t have to worry about stopping at the bank to write a check or withdraw funds. Your money is always in the palm of your hand. No Annual Fee.

Check Your Account Online

ATM Location Access

Enjoy surcharge-free access to your account from any CO-OP® ATM nationwide. You can use your debit card to withdraw cash from any nearby CO-OP ATM. 

Due to high amounts of fraud, your Visa® debit and credit cards are blocked from use in these countries.


*Debit card must be used 5 times per calendar month (checks do not count towards this number), must be signed up for E-Statements and Direct Deposit through your employer, only one free withdrawal per month from Giddy-Up money market account after which a $5 fee per withdrawal will be assessed. Interest will only be paid on the first $500. Accounts that do not meet the requirements will not earn interest.  

*Foreign Transaction Fee of 1% for all out of country purchases

*Data and carrier rates may apply