Rates

• Loan Rates
• Savings Rates

Current Rates

Savings Rates

Account Type	Minimum Deposit	Dividend Rate %	APY %*
Regular, Secondary, Business, Mini Mountaineers Shares	$5.00	0.050	0.05
IRA Share Account	$0.00	0.050	0.05
Holiday Club	$0.00	0.100	0.10

Money Market

	Minimum Deposit	Dividend Rate %	APY %*
$2,500 - $9,999	***	0.050	0.05
$10,000 - $24,999	***	0.100	0.10
$25,000 - $49,999	***	0.100	0.10
$50,000 +	***	0.150	0.15
Giddy Up Money Market $0 - $500	*****	43.154	52.80

*APY = Annual Percentage Yield
***Accounts falling below $2,500.00 at any time during the month will not earn dividends.
*****Debit card must be used 5 times per calender month (checks do not count towards this number), must be signed up for E-Statements and Direct Deposit through your employer, only one free withdrawal per month from Giddy-UpTM money market account after which a $5 fee per withdrawal will be assessed. Interest will only be paid on the first $500. Accounts that do not meet the requirements will not earn interest.

Certificates & IRA Certificates **

Term	Minimum Deposit	Dividend Rate %	APY % *
3 Month	$500	0.100	0.10
6 Month	$500	0.150	0.15
12 Month	$500	0.399	0.40
18 Month	$500	0.449	0.45
24 Month	$500	0.599	0.60
36 Month	$500	0.698	0.70
48 Month	$500	0.897	0.90
60 Month	$500	1.095	1.10
Baby-Jumbo Certificate Accounts**
6 Month Baby-Jumbo	$50,000	0.200	0.20
12 Month Baby-Jumbo	$50,000	0.449	0.45
24 Month Baby-Jumbo	$50,000	0.648	0.65
48 Month Baby-Jumbo	$50,000	0.947	0.95
60 Month Baby-Jumbo	$50,000	1.145	1.15

*APY=Annual Percentage Yield
**Penalties for early withdrawal may apply