Rates
Current Rates effective as of 08/01/2023
All posted rates include all applicable discounts
Loan Rates
Loans |
Term |
Rate%****** |
APR %* |
New & Used Vehicles, Motorcycles** |
60 |
6.74 |
6.74 |
Specialty Vehicles |
60 |
9.74 |
9.74 |
RVs, Campers, and Motorhomes |
60 |
8.74 |
8.74 |
Credit Card |
N/A |
8.99 |
8.99 |
Personal Loans |
24 |
12.74 |
12.74 |
MyChoice Line Home Equity LOC*** |
240 |
8.24 |
8.24 |
Done in 10 Mortgage (1st lien position) |
120 |
6.50 |
6.67 |
Fixed 2nd Mortgage - 10 yr**** |
120 |
8.50 |
8.50 |
Fixed 2nd Mortgage - 15 yr**** |
180 |
9.00 |
9.00 |
Overdraft LOC |
N/A |
21.00 |
21.00 |
Spire LOC |
N/A |
21.00 |
21.00 |
******Loan rates listed are the lowest APR for well-qualified borrowers and include all available discounts. Condo and Townhome Property Types Add 0.50%, Non-Owner-Occupied Occupancy Status Add 1.00%