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Credit Union of the Rockies
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Rates

Rates effective as of 7/1/2008

Loans

Term

Rate %

APR %*

New Vehicles**

60

5.00

5.00

Used Vehicles**

60

5.00

5.00

Classic Automobiles

60

7.99

7.99

Motorcyles

60

7.49

7.49

RVs, Campers and Snowmobiles

60

8.49

8.49

Motorhomes

120

7.49

7.49

Personal Loans

48

9.99

9.99

Home Equity LOC

180

5.50

5.50

Fixed 2nd Mortgage - 15 yr***

180

6.99

6.99

Fixed 2nd Mortgage - 20 yr***

240

7.49

7.49

*APR = Annual Percentage Rate
**Terms up to 84 months available upon request. Contact a loan officer for details.
***Terms available on fixed 2nd mortgages range from 3 to 20 years. Contact the credit union for additional rates.

Savings

Minimum Balance

Dividend Rate %

APY %*

Regular Shares

$25.00

0.399

0.40

IRA Share Account

$0.00

2.956

3.00

Holiday Club

$0.00

0.747

0.75

Premier Checking

     

  $2,000 - $9,999

**

0.748

0.75

   $10,000 +

**

1.739

1.75

Money Market

     

   $2,500 - $9,999

***

1.193

1.20

   $10,000 - $24,999

***

1.490

1.50

   $25,000 - $49,999

***

1.982

2.00

   $50,000 +

***

2.472

2.50

*APY = Annual Percentage Yield
**If at any time during the month the account balance falls below $2,000.00, a $7.00 fee will be charged.
***Accounts falling below $2,500 at any time during the month will not earn dividends. 

Certificates and IRA Certificates*

Minimum Deposit

Dividend Rate %

APY %**

3 Month

$500

2.472

2.50

6 Month

$500

2.570

2.60

12 Month

$500

2.813

2.85

18 Month

$500

3.008

3.05

24 Month

$500

3.057

3.10

36 Month

$500

3.105

3.15

48 Month

$500

3.251

3.30

60 Month

$500

3.687

3.75

Add-On Certificate Accounts*

 

 

 

12 Month

$250

2.521