Rates effective as of 7/1/2008
|
Loans
|
Term
|
Rate %
|
APR %*
|
|
New Vehicles**
|
60
|
5.00
|
5.00
|
|
Used Vehicles**
|
60
|
5.00
|
5.00
|
|
Classic Automobiles
|
60
|
7.99
|
7.99
|
|
Motorcyles
|
60
|
7.49
|
7.49
|
|
RVs, Campers and Snowmobiles
|
60
|
8.49
|
8.49
|
|
Motorhomes
|
120
|
7.49
|
7.49
|
|
Personal Loans
|
48
|
9.99
|
9.99
|
|
Home Equity LOC
|
180
|
5.50
|
5.50
|
|
Fixed 2nd Mortgage - 15 yr***
|
180
|
6.99
|
6.99
|
|
Fixed 2nd Mortgage - 20 yr***
|
240
|
7.49
|
7.49
|
*APR = Annual Percentage Rate
**Terms up to 84 months available upon request. Contact a loan officer for details.
***Terms available on fixed 2nd mortgages range from 3 to 20 years. Contact the credit union for additional rates.
|
Savings
|
Minimum Balance
|
Dividend Rate %
|
APY %*
|
|
Regular Shares
|
$25.00
|
0.399
|
0.40
|
|
IRA Share Account
|
$0.00
|
2.956
|
3.00
|
|
Holiday Club
|
$0.00
|
0.747
|
0.75
|
|
Premier Checking
|
|
|
|
|
$2,000 - $9,999
|
**
|
0.748
|
0.75
|
|
$10,000 +
|
**
|
1.739
|
1.75
|
|
Money Market
|
|
|
|
|
$2,500 - $9,999
|
***
|
1.193
|
1.20
|
|
$10,000 - $24,999
|
***
|
1.490
|
1.50
|
|
$25,000 - $49,999
|
***
|
1.982
|
2.00
|
|
$50,000 +
|
***
|
2.472
|
2.50
|
*APY = Annual Percentage Yield
**If at any time during the month the account balance falls below $2,000.00, a $7.00 fee will be charged.
***Accounts falling below $2,500 at any time during the month will not earn dividends.
|
Certificates and IRA Certificates*
|
Minimum Deposit
|
Dividend Rate %
|
APY %**
|
|
3 Month
|
$500
|
2.472
|
2.50
|
|
6 Month
|
$500
|
2.570
|
2.60
|
|
12 Month
|
$500
|
2.813
|
2.85
|
|
18 Month
|
$500
|
3.008
|
3.05
|
|
24 Month
|
$500
|
3.057
|
3.10
|
|
36 Month
|
$500
|
3.105
|
3.15
|
|
48 Month
|
$500
|
3.251
|
3.30
|
|
60 Month
|
$500
|
3.687
|
3.75
|
|
Add-On Certificate Accounts*
|
|
|
|
|
12 Month
|
$250
|
2.521
|
| 
