Overdraft Options

Automatic Transfers

Enables funds to be transferred directly from any other account you hold with CUR to cover charges on an as needed basis.  You will not incur overdraft fees with this option.* To set this up simply contact CUR or come in to one of our four branches to fill out the appropriate form.

Overdraft Line of Credit

An Unsecured loan on which  you only pay the interest on the amount you use.  Overdraft lines are available up to $2,500**.  To set this up simply fill out a loan request on-line or in person at one of our four convenient locations.

Courtesy Pay

Allows you to overdraw your checking account up to $1,000 (including fees), you will be assessed a $30 fee per item that clears your account.  Courtesy Pay can be set up one of the following ways.  - Covers all ATM transactions, everyday debit card transactions, as well as any check transactions. - Pay all transactions except ATM and everyday debit card transactions. Courtesy Pay can be revoked at any time at the discretion of the Credit Union.  For more information about Courtesy Pay or to fill out the form to add it to your account click here. *Automatic transfers are subject to Regulation D. **Amount available based off of credit worthiness