VISA Cards

  Platinum VISA SPIRE Business VISA Pre-Paid Debit Card*** CU Money Travel VISA**** CUR Debit Card CUR ATM Card
Full VISA Credit Card Disclosure Found Here Found Here

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Request A VISA

Request On-line

 

Request On-line

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Pay Your VISA Online Here Here

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Check Your Account Online Here

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Overview

 

Enjoy a lower rate than similar cards Created specifically with businesses in mind. This will help build your businesses credit. Accepted anywhere you see the VISA logo, lets you spend only what is pre-loaded on the card. Eliminate overdraft fees. This pre-paid debit card offers you the best of both worlds: the safety of travelers checks and the convenience of a plastic card. Use anywhere VISA debit cards are accepted. Avoid the hassle of checks with a CUR Debit card.  Linked directly to your checking account at CUR you will never have to wait for another check to clear. Accepted anywhere VISA debit cards are accepted.* Have surcharge free access to your account from any    CO-OP® ATM nationwide.

Annual Fee

 

None $75** None None None None
Benefits Can be enrolled in Rainbow Rewards  Can be enrolled in Rainbow Rewards

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 Can be enrolled in Rainbow Rewards

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Balance Transfer Fee None None

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Late Fee $15 after 10 days

$15 after 10 days

 

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Over The Limit Fee $20 $20

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Cash Advance Fee None None

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Foreign Transaction Fees 1.00% of each multiple currency transaction in U.S. dollars.  0.80% of each single currency transaction in U.S. dollars 1.00% of each multiple currency transaction in U.S. dollars.  0.80% of each single currency transaction in U.S. dollars

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Minimum Payment 3% of balance or $25.  Whichever is greater. 3% of balance or $50.  Whichever is greater.

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Returned Payments $20 $20        
APR For Purchases(Annual Percentage Rate)

8.99% - 19.99% APR*

10.90%

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APR For Cash Advances (Annual Percentage Rate)

8.99% - 19.99% APR*

10.90%

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APR For Balance Transfers(Annual Percentage Rate)

8.99% - 19.99% APR*

10.90%

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Lost or stolen CUR VISA?  Call 1-800-991-4961 24hrs a day, 365 days a year.  Due to high amounts of fraud, your CUR VISA credit card and debit card will be blocked from use in Thailand, Japan, Malaysia, India, and Spain.

*Annual Percentage Rate determined by borrowers credit qualifications.
**Annual fee waived if SPIRE Business Line of Credit opened on account.
***Pre-Paid VISA cost $5 to buy and then $2 to reload.
****CU Money Travel VISA cost $7 to buy then $2 to reload.