| Platinum VISA | SPIRE Business VISA | Pre-Paid Debit Card*** | CU Money Travel VISA**** | CUR Debit Card | CUR ATM Card | |
| Full VISA Credit Card Disclosure | Found Here | Found Here |
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| Request A VISA |
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| Pay Your VISA Online | Here | Here |
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Check Your Account Online Here |
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Overview
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Enjoy a lower rate than similar cards | Created specifically with businesses in mind. This will help build your businesses credit. | Accepted anywhere you see the VISA logo, lets you spend only what is pre-loaded on the card. Eliminate overdraft fees. | This pre-paid debit card offers you the best of both worlds: the safety of travelers checks and the convenience of a plastic card. Use anywhere VISA debit cards are accepted. | Avoid the hassle of checks with a CUR Debit card. Linked directly to your checking account at CUR you will never have to wait for another check to clear. Accepted anywhere VISA debit cards are accepted.* | Have surcharge free access to your account from any CO-OP® ATM nationwide. |
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Annual Fee
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None | $75** | None | None | None | None |
| Benefits | Can be enrolled in Rainbow Rewards | Can be enrolled in Rainbow Rewards |
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Can be enrolled in Rainbow Rewards |
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| Balance Transfer Fee | None | None |
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| Late Fee | $15 after 10 days |
$15 after 10 days
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| Over The Limit Fee | $20 | $20 |
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| Cash Advance Fee | None | None |
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| Foreign Transaction Fees | 1.00% of each multiple currency transaction in U.S. dollars. 0.80% of each single currency transaction in U.S. dollars | 1.00% of each multiple currency transaction in U.S. dollars. 0.80% of each single currency transaction in U.S. dollars |
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| Minimum Payment | 3% of balance or $25. Whichever is greater. | 3% of balance or $50. Whichever is greater. |
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| Returned Payments | $20 | $20 | ||||
| APR For Purchases(Annual Percentage Rate) |
8.99% - 19.99% APR* |
10.90% |
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| APR For Cash Advances (Annual Percentage Rate) |
8.99% - 19.99% APR* |
10.90% |
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| APR For Balance Transfers(Annual Percentage Rate) |
8.99% - 19.99% APR* |
10.90% |
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Lost or stolen CUR VISA? Call 1-800-991-4961 24hrs a day, 365 days a year. Due to high amounts of fraud, your CUR VISA credit card and debit card will be blocked from use in Thailand, Japan, Malaysia, India, and Spain. *Annual Percentage Rate determined by borrowers credit qualifications. |