Membership

What does it mean to be a 'member' of a credit union?  How is this different than a bank?  These are some questions you may be asking yourself in regards to what sets a credit union apart from a bank.  For starters by being a member of a credit union you become an owner of a non-profit company, this is true for every member ages 18 and over. 

Membership allows you numerous benefits, one of the greatest being the ability to cast a vote for annual election of directors of the Board.  There are also some other perks associated with membership:

  • Low and competitive rates on loans and deposit accounts
  • Personalized care for your finances, you will always talk to a person and not an automated recording
  • At CUR you will not be just another number, we are here to serve you and this is reflected in our personalized approach when it comes to helping you with your banking needs
  • Partnerships with other organizations that offer discounts to credit union members or cater specifically to credit union members such as Auto Trek
  • 24hr/365day access to your account both over the phone and on-line.
  • Numerous free services that other financial institutions would normally charge for such as on-line banking, bill pay, E-Statements, E-Alerts, etc.
 
Members realize the importance of credit unions in their community as an alternative to big banks.  Members also often get involved in legislation that governs credit unions. To learn more about the history of credit unions, legislative action, and other important information visit these sites.