Privacy Policy

 

FACTS WHAT DOES CREDIT UNION OF THE ROCKIES DO WITH YOUR PERSONAL INFORMATION?   Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.     What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: ·         Social Security number and income ·         Account balances, payment history, and transaction or loss history        When you are no longer our member, we continue to share your information as described in this notice.   How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Credit Union of the Rockies chooses to share; and whether you can limit this sharing.       Reasons we can share your personal information     Does Credit Union of the Rockies share?   Can you limit this sharing? For our everyday business purposes -such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus   Yes   No For our marketing purposes - to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes -information about your transactions, creditworthiness and experiences. No       We don’t share For our affiliates to market to you No     We don’t share For nonaffiliates to market to you No We don’t share   To limit our sharing or to talk to member service Contact the Credit Union of the Rockies at 303-273-5200 or 1-800-344-9385 You can also visit our website at: www.cu-rockies.org In person at 607 19th Street Golden CO 80401     Who we are Who is providing this notice? Credit Union of the Rockies What we do How does Credit Union of the Rockies protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, secured buildings and security training.   How does Credit Union of the Rockies collect my personal information? We collect your personal information, for example, when you ·         open an account, apply for a loan ·         request wire services, change of address, change of name  [     We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit ·         sharing for affiliates’ everyday business purposes—information about your creditworthiness ·         affiliates from using your information to market to you ·         sharing for nonaffiliates to market to you       State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. First Choice Financial Services an IT CUSO (Information Technology Credit Union Service Organization) partly owned and controlled by Credit Union of the Rockies  Nonaffiliates Companies not related by common ownership or control.        None Joint marketing Credit Union of the Rockies does not jointly market.